Mortgages and Property

Poland

Polish Mortgages for purchasing a property in Poland - rates from approx 4.20% in Swiss Francs

Includes Polish residential property

If you are considering purchasing a property in Poland, Polish Mortgages are available for the majority of Nationalities for either House Purchase or re-financing for other purposes including Home Improvements.

Type of Polish Mortgage: Repayment basis only

Minimum: £ 20,000, no Maximum, but must not exceed 80% of valuation or purchase price (whichever is the lower) if Self-Employed or 85% if Employed - or less than a 25% Shareholder. Higher percentage loans etc may be available on a case-by-case basis, if your income is higher than £100,000 per annum

Proof of Income: required in all cases (can be made up of Earned Income, Pension, Investment or Rental Income. Please note however, it is not always the case that the Lender will take all or part of these Incomes into account when determining the maximum loan available). Non-Status loans are currently not available.

Term: 5 to 30 years up to age 80

Currency: Sterling, Swiss Francs, US Dollars & Euros only

Current Interest rates: from approx 5.10% in Euros, from approx 7.60% in Sterling, from approx 7.90% in US Dollars and from approx 4.20% in Swiss Francs

Example Polish Mortgage in Euros: Repayment mortgage of approx € 70,000 over a period of 25 years at a variable interest rate of approx 5.10% = approx €397.00 per month Capital & Interest. Total approximate payment over the term of €121,980 including capital, interest, arrangement and survey fees.

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