Mortgages and Property

Czech Republic

Czech Republic Mortgages - rates from approx 4.30% in CZK

Includes Czech Republic residential property. Please note, that if the property is being built, funds are not available until completion and the property has been legally registered in your name.

If you are considering purchasing a property in the Czech Republic, Czech Mortgages are available for either House Purchase or re-financing for Home Improvements. Mortgages for other purposes may also be considered on a case-by-case basis - contact us for further information.

Loans for non-Czech Nationals can currently only be arranged by purchasing in the name of a Czech Limited Liability Company - details on request.

Type of Czech Republic Mortgage: Repayment basis only

Minimum: CzK800,000, No Maximum, but must not exceed 85% of valuation or purchase price (whichever is the lower).

Proof of Income: required in all cases (can be made up of Earned Income, Pension, Investment or Rental Income. Please note however, it is not always the case that the Lender will take all or part of these Incomes into account when determining the maximum loan available). Non-Status loans are currently not available.

Term: Minimum 5 years; Maximum 20 years - up to age 70

Currency: Czech Crowns only

Current Interest Rate: from approx 4.30%

Example Czech Republic Mortgage: Repayment Mortgage of approx £75,000 over a period of 20 years at an interest rate of approx 4.30% in Czech Crowns = approx CzK19,963.00 capital and interest per month = a total approx amount payable over term of CzK4,875,620 including capital, interest, arrangement and survey fees"